### 1. Service Use Rights

Services are provided for information and practical guidance. No financial advice, investment recommendations, or educational products are offered at any time.

Users must be legal residents of South Africa. Service is intended for household or personal use only. No business-to-business engagement.

Results may vary. We do not and cannot promise outcomes, financial growth, or refunds for any guidance offered herein.

All possible fees are disclosed before engagement. There are no hidden fees and no recurring charges without authorisation.

Content, graphics, and structure remain the exclusive property of Vorinexaluma. Reproduction is forbidden without explicit written consent.

### 6. External Links & Resources

Links to third-party sites are for information. We are not responsible for practices or accuracy of these external resources.

South African law controls these terms. Any disputes will be resolved within this jurisdiction.

### 8. Privacy Assurance

We protect data under South African privacy statutes. See our dedicated privacy policy for a full account of processing rules.

We accept no responsibility for direct or indirect damages arising from use of the site or any reliance on its material.